Business Banking Analyst

Description:

Commonwealth Bank

To empower our people and the communities in which we work and making sustainable, transparent and balanced business decisions.

We really love working here, and we think you will too. Diversity, flexibility and innovation are just some of the reasons why our people come to work every day.

Our team includes around 45,000 people from all walks of life, with different goals, experiences, and perspectives. At CommBank we’ll encourage and support you to be yourself. This is a place where you can feel confident expressing who you really are; where you belong because of your uniqueness.

See yourself in our team. As part of the Commercial Banking business, we support medium enterprises with turnovers up to $150M and commercial debt up to $50M across industries like professional services, retail, and wholesale. Focused on customer needs, we offer tailored solutions, including business lending, transaction banking, cash flow and trade finance, asset finance, wealth management, and risk management.

As a key member of the Relationship Management team, you will

• Conduct research and analysis to build a client and industry insights database.
• Strengthen client relationships through data-driven solutions.
• Perform financial modelling to support decision-making.
• Assess risks and opportunities for new lending.
• Prepare detailed credit risk submissions.
• Collaborate with product specialists on tailored solutions.
• Support reporting and monitor performance metrics.
• Gain exposure to sophisticated Commercial Banking clients and deals.

It's not a secret that we are a high-performing team, so we are looking for the same attributes in you. What are we looking for?

• Experience in business or commercial banking is ideal.
• Background in a Tier 1 or 2 accounting firm is highly regarded.
• Skilled in writing and analysing credit transactions and annual reviews.
• Strong understanding of balance sheets, profit & loss, loan structuring, and security structuring.
• Comfortable working in a complex, deadline-driven environment.
• Confident communicator across all levels.
• Tertiary qualifications in commerce, accounting, or a related discipline preferred.
• CA or CPA qualification (or working towards it) is advantageous.

• Problem Identification

  Identify the problems and needs of key stakeholders to guide data analysis

• Execution and Project Management

  Plan and deliver project plans by managing people, resources, budget, and timelines, to support the organization’s goals

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  Stakeholder Engagement

  Partner with stakeholders to understand specifications, business requirements, and communicate insights

• Collaboration

  Works with others by being open, clear in communication and listening to achieve goals

• ✅

  Prioritization

  Compares and ranks the relative importance &/or urgency of different tasks to identify the best order of actions

• Problem solving

  Identifies problems and develops logical solutions that address the problems