Description:
Join Titan Capital – A Leader in SME Lending
Titan Capital is a premier non-bank lender specialising in SME loans, committed to providing fast, flexible, and innovative financial solutions. As our company continues to expand, we are seeking a Senior Credit Analyst to join our growing credit team.
About the Role
We now have an exciting opportunity to join our dynamic team as a Senior Credit Analyst . In this role, you will be responsible for overseeing our lending credit function, evolving and maintaining lending policies in line with industry and risk changes, and managing the credit approval process. You will lead a team of credit analysts and work closely with other departments to support our financial objectives.
Key Responsibilities
- Maintain lending policies and procedures to ensure effective credit management in line with industry and risk expectations.
- Oversee the credit approval process, including the evaluation of loan applications and creditworthiness of potential borrowers.
- Monitor and manage the company's lending portfolio to ensure compliance with lending standards and maximise profitability.
- Lead and mentor a team of credit analysts, providing guidance and support to ensure high performance.
- Collaborate with sales, finance, and other departments to ensure alignment of lending policies with business objectives.
- Prepare and present regular reports on lending performance and portfolio quality to senior management.
- Stay updated on industry trends and regulatory changes to ensure compliance and best practices in lending credit management.
- Handle escalated lending issues and negotiate with internal and external clients to resolve disputes.
- Develop and maintain strong relationships with key clients, brokers, and stakeholders to understand their needs and provide tailored lending solutions.
- Ensure a high level of customer satisfaction by addressing customer inquiries and concerns promptly and professionally.
- Work closely with the BDM team to ensure seamless communication and support for clients throughout the lending process.
- Gather customer and stakeholder feedback to continuously improve lending products and services.
About You
As our newest team member we'd prefer:
- Minimum 3 years’ experience in residential and/or commercial mortgage lending credit assessment.
- Strong understanding of lending credit assessment, financial analysis, and lending policies.
- Excellent leadership and team management skills.
- Strong analytical and problem-solving abilities.
- Knowledge of the regulatory environment.
- Enthusiasm and passion for learning.
- Attention to detail and accuracy.
- High degree of integrity, professionalism and ethical standards.
- Ability to work both autonomously and in a team, in a high-pressure work environment.
- Proven time management skills and organisational skills.
- Strong written and verbal communication skills.
How To Apply
If you feel that you'd be a valuable addition to the team, please apply via SEEK. Attach a brief cover letter along with your up-to-date resume outlining your suitability for the role.
We look forward to welcoming you!