Consumer Credit Risk Manager

Description:

“It begins at Bendigo Bank”
We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.
It starts here. With Bendigo Bank… and you.
About the team
The Risk and Compliance (R&C) 1LOD function has responsibility for enabling the Group to manage the risks associated with their respective area of focus in line with the Group’s risk appetite.
Credit Strategy & Insights, Consumer & Digital supports this by applying risk management practices to achieve the team’s objective positioning the Home Loan and Consumer portfolio’s for sustainable profitable growth and ensuring appropriate controls and strategies are in place to optimise risk and reward.
About the role
As Consumer Credit Risk Manager and reporting to the Senior Manager Credit Strategy & Insight you are a pivotal part of a team that provides first line credit support to the Consumer and Digital divisions. In particular you will have a direct impact on driving the Home Loan Lending growth strategy whilst ensuring the portfolio is managed within the banks risk appetite.
You’ll get to:
Influence growth strategy by leveraging your strong credit risk skill set and understanding of home loan policy, to provide insightful analytics and reporting on portfolio, segment and business performanceBuild strong collaborative relationships with a range of key stakeholders, to advise and influence growth, change and continuous improvement strategiesSupport the delivery and implementation of the consumer lending strategy including building the tools to facilitate the strategyBe an integral part of the R&C 1LOD Risk team and promote a strong risk culture
This is a permanent full-time opportunity to be located at one of our corporate offices in either Sydney or Melbourne. We offer a flexible work hybrid model with a minimum requirement 2 days per week in the office, increasing to 3 days as of July 2025.
About you
To be successful you will have:
Tertiary qualifications in Finance, Mathematics, Business or a relevant disciplinePostgraduate business-related qualifications desirableExtensive banking experience with specific experience in credit risk management and consumer portfolio managementDemonstrated experience in data analytics and business intelligence and providing insights and recommendationsExcellent written and verbal communication skillsHighly developed relationship management skills with the ability to advise and influence key stakeholders in a collaborative mannerStrategic mind set with the passion to challenge business problems
So, why work with us?
You’ll also get access to a great range of benefits, including:
Looking for hybrid work, flexible hours, or a compressed week? Our flexible work options are designed to fit your lifestyle.Health and well-being support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members.Take your learning to the next level through opportunities like our corporate university ‘BEN U’ or at an external provider of your choice.
We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.
How to apply
If you are interested in this opportunity, please apply online with your CV and cover letter.
A position description is enclosed for this role Consumer Credit Risk Manager PD May 25.docx
Applications close Friday, June 6th 2025